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Plan details for: Retiree Advantage for FEHBP and PSHBP annuitants

Retiree Advantage for FEHBP and PSHBP annuitants

Enroll in the Retiree Advantage plan at no additional cost to your UnitedHealthcare FEHB or PSHB plan.

Our Medicare Advantage plan provides participants all the benefits of Original Medicare, plus plenty of extras to be happy about.

With your MAPD plan in place, UnitedHealthcare will help you take advantage of your benefits. Giving you more time to live life to the fullest.

Federal retirees: you must be enrolled in one of the following UnitedHealthcare® FEHB  health plans: Choice Primary, Choice Plus Primary, Choice Open Access, Choice Plus Advanced, and MD-IPA to be eligible for the Retiree Advantage plan.  Eligible FEHB rate codes include AS, JP, L9, LR, VD, WF, or Y8.

Postal Retirees: you must be enrolled in the Choice Plus Primary UnitedHealthcare PSHB Health Plan.  Eligible PSHB rate codes include JY (East region members) and KE (West region members)

With this all-in-one plan, there’s no need to coordinate primary and secondary payers. You’ll remain in the FEHB or PSHB program plus get a collection of programs and services you won’t find anywhere else. Once you’ve enrolled, it will become your primary plan, and only payer.

Learn How to Enroll

This Plan Includes

Enroll in this plan at no additional cost to your eligible UHC FEHB or PSHB plan.

Flexibility to see any provider—in-network or out-of-network—at the same cost share, as long as they accept Medicare and are willing to bill UnitedHealthcare.

No copays or deductibles on covered medical services

Medicare Part D prescription drug coverage with a low $2,100 out of pocket max.

$150 monthly Part B premium subsidy

Benefits like free gym memberships, a $40 quarterly over the counter item allowance, post inpatient discharge meals, transport, and in-home care, an online wellness program, and more

Plan Details

If you’re retired, with Medicare parts A&B, you can add this option with certain health care plans at no extra cost. Here’s how it works:

  1. Enroll in an eligible FEHB or PSHB plan code with OPM
  2. Once processed by OPM, enroll in this plan at no additional cost

Plan Premium

$0*

2026 Plan Benefits

Medical Copays and Coinsurance

With your UnitedHealthcare® Group Medicare Advantage plan, you’re connected to programs, resources, tools and people that can help you live a healthier life.

Pharmacy Copays

There’s a simple way to find out if the prescription drugs you take are covered by your plan. Have your prescription information, dosage and frequency on hand and use the links below to learn more.

Resources

 

Extras designed for how you live

There’s so much to take advantage of when you’re a UnitedHealthcare® Group Medicare Advantage plan member. Our plans are designed to help you live healthier, with many features and benefits including the following.

  • * OTC benefits have expiration timeframes. Call the plan or refer to your Evidence of Coverage (EOC) for more information.
  • ** Other hearing exam providers are available in the UnitedHealthcare network. The plan only covers hearing aids from a UnitedHealthcare Hearing network provider. Network size varies by market.
  • *** Participation in the Renew Active program is voluntary. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Renew Active includes standard fitness membership at participating locations and other offerings. The participating locations and offerings may change at any time. Fitness membership equipment, classes and activities may vary by location. Certain services, classes, activities and online fitness offerings are provided by affiliates of UnitedHealthcare Insurance Company or other third parties not affiliated with UnitedHealthcare. Participation in these third-party services is subject to your acceptance of their respective terms and policies. UnitedHealthcare is not responsible for the services or information provided by third parties. The information provided through these services is for informational purposes only and is not a substitute for the advice of a doctor.
  • **** A new referral is required after every discharge to access your meal and transportation benefit.
  • ***** HouseCalls may not be available in all areas.

UHC Retiree Advantage member testimonial

“For me, actually, the biggest benefit is the knowledge that I have coverage that is so good and I don’t really have to worry about expenses. If you’re spending any money at all out of pocket for copays, this is the plan to enroll in. And you get all of these different perks. I’ve had two HouseCalls visits and I got a little gift card afterward. I just couldn’t be happier with this plan.”

– Bob Garcia, retired from US Department of Health & Human Services

UnitedHealthcare Retiree Advantage plan member since 2020

Resources & Downloads

Federal retirees: Attend a Meeting to Learn More

Postal retirees: Attend a meeting to Learn More

Not yet a member of the UnitedHealthcare FEHB or PSHB Health Plan? Download enrollment process flyer here

Interested in enrolling? Schedule an appointment with a member of the UnitedHealthcare FEHB & PSHB Account Management team

Don’t leave money on the table. Learn how the Part B premium subsidy works.

Find a provider with ease

Find out if your medications are covered

Have some questions? (Most people do)

  • Retiree Advantage Plan for FEHBP annuitants

  • Retiree Advantage Plan for PSHBP annuitants

We’re here to help!

Contact us today at:

1-844-481-8821, TTY 711

Ready to Enroll?

Enrolling in a Medicare Advantage Plan is easy.

Learn How to Enroll