Plan details for: Medicare Advantage for FEHBP and PSHBP annuitants

Medicare Advantage for FEHBP and PSHBP annuitants

Enroll in our Medicare Advantage plan at no additional cost to an eligible UnitedHealthcare FEHB or PSHB plan.

This UnitedHealthcare® Medicare Advantage plan was designed exclusively for Federal and Postal retirees and eligible dependents enrolled in FEHB or PSHB plans.

This plan combines your FEHB/PSHB coverage and Original Medicare with enhanced benefits that support your health and your budget.

Federal retirees: to be eligible for this Medicare Advantage plan, you must be enrolled in Medicare Part B and one of the following UnitedHealthcare® FEHB health plans: Choice Plus Primary (Plan Code AS), Choice Open Access (Plan Code LR), or MDIPA (Plan Code JP).  

Postal Retirees: to be eligible for this Medicare Advantage plan, you must be enrolled in Medicare Part B and the Choice Plus Primary UnitedHealthcare PSHB Health Plan, plan code KE.

With this all-in-one plan, there’s no need to coordinate primary and secondary payers. You’ll remain in the FEHB or PSHB program plus get a collection of programs and services you won’t find anywhere else. Once you’ve enrolled, it will become your primary and only payer.

This Plan Includes

Enroll in this plan at no additional cost to an eligible UnitedHealthcare FEHB or PSHB plan

Flexibility to see any provider in or out of network, at $0 copay, as long as they accept Medicare. No referrals required.

No copays or deductibles on covered medical services

Medicare Part D prescription drug coverage with a low $2,400 out of pocket max.

$150 monthly Medicare Part B premium subsidy per enrolled individual

Benefits like free gym memberships, a $40 quarterly over the counter item allowance, vision and hearing coverage, post discharge meals and more

Plan Details

If you’re retired, with Medicare parts A&B, you can add this enhanced option at no extra cost to the qualifying UnitedHealthcare plan. Here’s how it works:

  1. Enroll in an eligible FEHB or PSHB plan code with OPM
  2. Once processed by OPM, enroll in this plan at no additional cost

Plan Premium

$0*

2027 Plan Benefits

Medical Copays and Coinsurance

With your UnitedHealthcare® Group Medicare Advantage plan, you’re connected to programs, resources, tools and people that can help you live a healthier life.

Pharmacy Copays

There’s a simple way to find out if the prescription drugs you take are covered by your plan. Have your prescription information, dosage and frequency on hand and use the links below to learn more.

Extras designed for how you live

There’s so much to take advantage of when you’re a UnitedHealthcare® Group Medicare Advantage plan member. Our plans are designed to help you live healthier, with many features and benefits including the following.

  • * OTC benefits have expiration timeframes. Call the plan or refer to your Evidence of Coverage (EOC) for more information.
  • ** Other hearing exam providers are available in the UnitedHealthcare network. The plan only covers hearing aids from a UnitedHealthcare Hearing network provider. Network size varies by market.
  • *** Participation in the Renew Active program is voluntary. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Renew Active includes standard fitness membership at participating locations and other offerings. The participating locations and offerings may change at any time. Fitness membership equipment, classes and activities may vary by location. Certain services, classes, activities and online fitness offerings are provided by affiliates of UnitedHealthcare Insurance Company or other third parties not affiliated with UnitedHealthcare. Participation in these third-party services is subject to your acceptance of their respective terms and policies. UnitedHealthcare is not responsible for the services or information provided by third parties. The information provided through these services is for informational purposes only and is not a substitute for the advice of a doctor.
  • **** A new referral is required after every discharge to access your meal and transportation benefit.
  • ***** HouseCalls may not be available in all areas.

UHC Retiree Advantage member testimonial

“For me, actually, the biggest benefit is the knowledge that I have coverage that is so good and I don’t really have to worry about expenses. If you’re spending any money at all out of pocket for copays, this is the plan to enroll in. And you get all of these different perks. I’ve had two HouseCalls visits and I got a little gift card afterward. I just couldn’t be happier with this plan.”

– Bob Garcia, retired from US Department of Health & Human Services

UnitedHealthcare Retiree Advantage plan member since 2020

Resources & Downloads

Federal retirees: Attend a Meeting to Learn More

Postal retirees: Attend a meeting to Learn More

Not yet a member of the UnitedHealthcare FEHB or PSHB Health Plan? Download enrollment process flyer here

Interested in enrolling? Schedule an appointment with a member of the UnitedHealthcare FEHB & PSHB Account Management team

Don’t leave money on the table. Learn how the Part B premium subsidy works.

Find a provider with ease

Find out if your medications are covered

Have you heard of Nurse Amy or Nurse Rose? Our Health Engagement Nurses support medical members with personalized plans to improve physical activity, nutrition, chronic condition management, and disease prevention—helping you reach your health goals. Call the number on the back of your card and ask for them by name to get started.

Have some questions? (Most people do)

  • Medicare Advantage Plan for FEHBP annuitants

  • Medicare Advantage Plan for PSHBP annuitants

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